Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Oscar Reynaga

Oscar Reynaga

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

NMLS#: 868712

License: CA, FL, GA, NV, TX

Spoken Language: English, Spanish

My reviews on Google

Working with Oscar was an absolute pleasure. They were professional, responsive, and made the entire process smooth from start to finish. I felt supported every step of the way and couldn’t be happier with the results. Highly recommend!
Here's a template you can use to write a good review: --- Pomona Loan Ref Rating: ⭐⭐⭐⭐⭐ (or your chosen rating) Review: I recently had the pleasure of working with Oscar Reynaga and Evelyn Nguyen at Loan Factory and I must say it exceeded my expectations! The quality of professionalism was remarkable. It truly stood out compared to others I have tried. I was impressed by the level of service I received. Oscar helped me throughout the entire process Evelyn always in communication for the extra needs. She is wonderful. My experience was overwhelmingly positive. Overall, I highly recommend Loan Factory, Specially Oscar Reynaga, whom I had the pleasure to work in different occasions Thanks, Oscar Thanks, Evelyn Excellent work!!!! Javier Barragan

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 232 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

232+

Number of Lenders

2102+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

phone mockup
You can use the "Loan Factory" mobile app to check rates, apply for a loan, upload documents, and communicate with our team.
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Download "Loan Factory" Mobile App
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**COMPARAMOS TASAS**: Comparamos tasas en tiempo real de 223 prestamistas para encontrar la mejor oferta para ti. **NEGOCIAMOS**: Nuestro gran volumen nos permite negociar tasas excepcionalmente bajas con los prestamistas. **REDUCIMOS NUESTRA GANANCIA**: Mantenemos una ganancia baja por préstamo, enfocándonos en un alto volumen para compensarlo.
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